Rewards Checking – Earn up to 6.00 APY*
Account features that come with our Rewards Checking:
| No monthly service charges and no minimum balance required | Free Person-to-Person transfers (Zelle®) |
| Free Bank-to-Bank transfers | Companion High-Rate Rewards MMA available |
| Free VISA® debit card | Free ATM Reimbursement** |
| Free Mobile Deposit | Free Bill Pay |
Account Details:
- *APY is Annual Percentage Yield. Earn Rewards interest rate of 6.00% APY when you have up to $15,000 in your account. Amounts over $15,000 will earn 0.10% APY. The APY for this tier will range from 6.00% to 0.05%. If requirements are not met, you will earn 0.05% APY on the entire balance. We will pay interest earned by your account at the end of each monthly billing cycle. APY is accurate as of 03/14/2024. Rates may change.
- **We will refund all domestic ATM fees the next business day after your transaction. Use any domestic ATM that is convenient for you!
- Open this account with a minimum deposit of $100.
- There is no minimum balance required to maintain this account and no monthly service charge.
- To receive reward interest rate from our Rewards Checking account, participants must:
- Make 10 VISA® debit card transactions per monthly statement cycle, including ATM transactions. Please refer to #6 below.
- Transact one ACH transaction per monthly statement cycle (direct deposit: i.e. payroll, social security OR automatic payment: i.e. Netflix, insurance, mortgage/rent, etc.)
- Receive your statements electronically.
- Our monthly statement cycle ends at the end of each month. If the last day of the month falls on a Saturday or a Sunday, the cycle will end on Friday. There are no rollover transactions.
- Qualifying VISA® debit card sales transactions include each time you use your VISA® debit card to make a purchase from a vendor or merchant or each time you transact on an ATM. These transactions must post and clear your account during the statement cycle.
- There is a limit of one Rewards Checking account allowed per social security number.
- This is a tiered rate account.
- Free e-Statements with transaction images are available for view online.