Liberty Bank Collects Food To Support North Kitsap Fishline

In September, Liberty Bank employees collected 54 jars of Peanut Butter and Jelly in support of the NK Fishline food bank. To learn how you can help support the local food bank, call us at 360-779-4567 or stop by the office!

Congratulations to our very own Jennifer Carrier, one of this year’s winners of the 40 Under Forty Program!

What is the 40 Under Forty Program? Every year the Kitsap Peninsula Business Journal presents the opportunity to recognize outstanding young business leaders on the Kitsap Peninsula.

40 individuals will be recognized for the contributions they have made within their fields. These may range from starting a company to launching a new product or doing their job exceedingly well. They have spotted opportunities, sometimes problems and acted vigorously upon them — all before their fortieth birthdays.

Summer 2013 FDIC Consumer News

For Seniors: 15 Quick Tips for Protecting Your Finances
As many consumers get older, they often face issues such as how to maintain their lifestyle and pay for medical expenses on a fixed income for years into the future. Here are banking and other money-management tips for seniors to consider for their retirement years… Read more.

How Older Adults Can Steer Clear of Scam Artists
Anyone can be a victim of financial fraud, but older adults are particularly at risk. Among the reasons: Scam artists and thieves know that many senior citizens have accumulated money and other assets throughout the years. Those who commit elder fraud range from loved ones — family members, friends or caregivers — to complete strangers. Here are practical tips on how to protect yourself or someone else:… Read more.

Borrowing From Your Home in Retirement? Carefully Research the Benefits and Risks
For most homeowners, particularly retired Americans who have paid off or nearly paid off their mortgage, their house is a major part of their financial picture. Unfortunately, for retired homeowners who may have limited sources of income, the equity in their house may seem to be one of their only potential sources of additional money for everyday living expenses and healthcare… Read more.

Tips for Seniors Wanting to Help Relatives
Be on guard against phone calls from con artists who target seniors. A common scam involves an imposter pretending to be a relative in trouble. (“My wallet was stolen” or “I’m in jail.”) These callers do enough homework to mention the name of the relative or other people the senior citizen knows. And by “crying,” it is difficult to recognize the voice… Read more.

Key Facts About Your FDIC Insurance
Deposit insurance is especially important for older Americans who have worked hard over the years to accumulate savings. Here are some facts to remember.

Every depositor is protected for up to at least $250,000 if an FDIC-insured bank fails. The basic FDIC insurance coverage amount is $250,000 for each depositor at a bank; however, coverage may be higher based on how accounts are set up. For instance, at one bank, your combined deposits in single accounts (for one owner) are covered up to $250,000, and your share of any joint accounts (for two or more people) is separately protected up to an additional $250,000.

FDIC insurance protects only deposits. Insured deposits include all traditional bank accounts such as checking, savings and certificate of deposit (CD) accounts. While some non-deposit investment products — such as stocks, bonds, mutual funds, annuities (see For Seniors: 15 Quick Tips for Protecting Your Finances) and municipal securities — typically offer potentially greater returns than deposits, they are not FDIC-insured, even if they were sold through an insured bank. You may risk losing some or all of your investment.

The FDIC can answer all of your questions about deposit insurance coverage. For deposit insurance resources and more information about different ownership categories and qualifying for more than $250,000 in coverage, see For More Help or Information for Seniors and Families.

Liberty Bank Reports Profits, Strong Loan Growth

Liberty Bank reported a profitable third quarter ending Sept. 30.

We are extremely pleased with our earnings and honored by the positive response we have received from our local community,

President and CEO Rick Darrow said in a news release. Read more.

Liberty Bank Is One Of Safest In U.S.

Kitsap County’s newest community bank has made a national list for being one of the safest banks in the U.S. Poulsbo-based Liberty Bank, founded in 2009, is one of 359 banks in the country and one of three in Washington state least likely to fail, according to an article published by MSN Money. More than 400 banks have failed since 2008 — but Liberty Bank has actually grown. Read more.

The Best Small Business Banks In Seattle

A number of banks have been recognized as the best small business lenders in the country by BankingGrades, a website that provides grades for banks on their commitment to small business lending. Read more.

Liberty Bank To Be Presenting Season Sponsor For 2012-13

For the second year, Liberty Bank is the theater’s Season Presenting Sponsor. The Jewel Box is proud to showcase Liberty Bank’s support for Poulsbo’s thriving community theater. Read more.

Liberty Bank Ranked Among Nation’s Safest

Once-troubled Liberty Bank of Poulsbo has been ranked among the safest banks in the nation.

The tiny bank started in 2009 was among 359 of the nation’s 7,300 safest banks, according to a well-known gauge that also is used to predict failing banks.

Liberty Bank was among three in Washington that received the safest distinction, according to the Puget Sound Business Journal and msn.com. Read more.

Don’t Let Buying A House Scare You

Join us for a FREE 1st time home buyers seminar on October 29, 2011, 11:00 a.m. – 1:00 p.m. at Drews Glen, 25899 Barber Cut-off Rd in Kingston. There will be door prizes and refreshments!

Denise Hike of Liberty Bank and Kim Poole of Windermere Real Estate are teaming up to provide you with the tools you’ll require to purchase your new home.

This seminar includes valuable information on purchasing a new home with ZERO money down!

What better way to sit down with a lender and a real estate professional and get all of your questions answered!

Liberty Bank Hires Kirkwood

Liberty Bank is growing and with that they’ve added to their already strong team of professionals.

Susan Kirkwood has 16 years of commercial and consumer lending operations. She joins Liberty Bank as AVP & Loan Operations Manager.

We are thrilled to have Susan join Liberty Bank. She brings with  many years of local banking experience and a commitment to a high level of customer service.

Says Rick Darrow, President & CEO.

We invite small business owners, professionals, executives, and individuals to visit our bank and see what our professional banking team can do for them!