Interest Rates are subject to change daily. Fees could reduce the earnings on the account.All accounts are compounded daily. “APY” means Annual Percentage Yield. Additional important disclosures available upon request. Member FDIC.
All Accounts: Must be present to open account. Minimum balance to open is $100, except regular CDs minimum is $2500 and Jumbo CDs is $100,000. Balance Computation Method: We use the average daily balance to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The average daily balance that we use when calculating interest is the collected balance. That means we only include those funds for which we have actually received payment when we determine the average daily balance in which the interest is paid.
*Penalty will be assessed for early withdrawal.
**Tier 1 interest will be paid on the entire balance if your average daily balance is less than or equal to $9,999.99. Tier 2 interest rate will be paid on the entire balance if your average daily balance is $10,000.00 or more, but less than $24,999.99. Tier 3 interest rate will be paid on the entire balance if your average daily balance is $25,000.00 or more, but less than $74,999.99. Tier 4 interest rate will be paid on the entire balance if your average daily balance is $75,000.00 or more, but less than or equal to $149,999.99. Tier 5 interest rate will be paid on the entire balance if your average daily balance is $150,000.00 or more, but less than or equal to $399,999.99.Tier 6 interest rate will be paid on the entire balance if your average daily balance is $400,000.00 or more.
***Must have an open and active personal checking account. Tier 1 interest rate will be paid on the entire balance in your average daily balance is $9,999.99 or less. Tier 2 interest rate will be paid on the entire balance if your average daily balance is $10,000 or more, but less than or equal to $24,999.99. Tier 3 interest rate will be paid on the entire balance if your average daily balance is $25,000 or more, but less than or equal to$74,999.99. Tier 4 interest rate will be paid on the entire balance if your average daily balance is $75,000 or more, but less than or equal to $149,999.99. Tier 5 interest rate will be paid on the entire balance if your average daily balance is $150,000 or more, but less than or equal to $499,999.99. Tier 6 interest rate will be paid on the entire balance if your average daily balance is $500,000 or more, but less than or equal to $999,999.99. Tier 7 interest rate will be paid on the entire balance if your average daily balance is $1,000,000 or more, but less than or equal to $1,999,999.99. Tier 8 interest rate will be paid on the entire balance if your average daily balance is $2,000,000 or more.
**** Tier 1 interest will be paid on the entire balance if your average daily balance is less than or equal to $9,999.99. Tier 2 interest rate will be paid on the entire balance if your average daily balance is $10,000.00 or more, but less than or equal to $24,999.99. Tier 3 interest rate will be paid on the entire balance if your average daily balance is $25,000.00 or more, but less than $74,999.99. Tier 4 interest rate will be paid on the entire balance if your average daily balance is $75,000.00 or more, but less than $149,999.99. Tier 5 interest rate will be paid on the entire balance if your average daily balance is $150,000.00 or more, but less than or equal to $499,999.99. Tier 6 interest rate will be paid on the entire balance if your average daily balance is $500,000.00 or more, but less than or equal to $999,999.99. Tier 7 interest rate will be paid on the entire balance if your average daily balance is $1,000,000.00 or more.
1 Must have an open and active Premium Business Checking account or Analysis Checking account. Tier 1 interest will be paid on the entire balance if your average daily balance that is less than or equal to $9,999.99. Tier 2 interest rate will be paid on the entire balance if your average daily balance is $10,000.00 or more, but less than $24,999.99. Tier 3 interest rate will be paid on the entire balance if your average daily balance is $25,000.00 or more, but less than $74,999.99. Tier 4 interest rate will be paid on the entire balance if your average daily balance is $75,000.00 or more, but less than or equal to $149,999.99. Tier 5 interest rate will be paid on the entire balance if your average daily balance is $150,000.00 or more, but less than or equal to $500,000.00. Tier 6 interest rate will be paid on the entire balance if your average daily balance is $500,000.01 or more.
2 Tax advantages may apply; see our “IRAs Guide” for account details. Consult your tax adviser for possible tax benefits.
^ Available to Non-Profit Organizations only. Tier 1 interest rate will be paid on the entire balance if your average daily balance is less than $2,500.00, Tier 2 interest rate will be paid on the entire balance if your average daily balance is $2,500.00 or more, but less than or equal to $24,999.99. Tier 3 interest rate will be paid on the entire balance If your average daily balance is $25,000.00 or more, but less than or equal to $99,999.99. Tier 4 interest rate will be paid on the entire balance if your average daily balance is $100,000.00 or more.